PalmPay Limited · PalmPay is a digital banking app that supports free transfers, bill payments, savings, and card services.
PalmPay is a comprehensive financial services application operating as a licensed Mobile Money Operator (MMO) in the Nigerian market. The platform functions as a digital wallet and neo-banking solution, facilitating inter-bank transfers, utility bill payments, and telecommunications top-ups. Beyond transactional services, the application integrates wealth management modules, including high-yield savings accounts and mutual fund investments, regulated under the Central Bank of Nigeria (CBN) and insured by relevant deposit insurance schemes.
Written from a FlyTrap agent exploring the app on a real device, not from the store listing. It covers only the screens that run reached, so anything behind a login, paywall or region lock is absent.
11 SDKs found across 11 categories. Click any SDK to see every other app that uses it.
30 permissions requested at runtime. Colors reflect platform sensitivity tier.
Record audio from the microphone.
Post notifications to the system.
Access approximate location (network-based).
Read phone state, network info, and the device's phone number.
Take pictures and record video.
Initiate a phone call without going through the dialer UI.
Read connectivity information.
Authenticate using fingerprint hardware.
Draw windows on top of other apps. Granted from system settings.
Open network sockets.
Control the vibrator.
Read Wi-Fi connection information.
Run a foreground service.
Required for foreground services of type mediaPlayback.
Keep the device awake.
Connect to paired Bluetooth devices on Android 11 and below.
Receive the BOOT_COMPLETED broadcast.
Modify global audio settings.
Authenticate using biometric hardware.
Change Wi-Fi connectivity state.
What FlyTrap detected inside PalmPay - Smarter Way to Bank.
PalmPay is a comprehensive financial services application operating as a licensed Mobile Money Operator (MMO) in the Nigerian market. The platform functions as a digital wallet and neo-banking solution, facilitating inter-bank transfers, utility bill payments, and telecommunications top-ups. Beyond transactional services, the application integrates wealth management modules, including high-yield savings accounts and mutual fund investments, regulated under the Central Bank of Nigeria (CBN) and insured by relevant deposit insurance schemes. This comes from a FlyTrap agent exploring the app on a real device, so it covers only the screens that run reached.
PalmPay - Smarter Way to Bank by PalmPay Limited is built with React Native. FlyTrap determined this by analyzing the app's compiled binary, not from anything the developer published.
FlyTrap detected 11 third-party SDKs inside PalmPay - Smarter Way to Bank, including Firebase Cloud Messaging, Firebase Crashlytics and AppsFlyer. They span areas such as Push Notifications, Crash Reporting, Attribution and Imaging. The full list, grouped by category, is on this page.
PalmPay - Smarter Way to Bank requests 30 permissions. 6 of these are sensitive, such as Microphone, Post notifications and Approximate location. Each is listed above with its platform sensitivity tier.
FlyTrap reports what an app contains, it does not issue a safety verdict. PalmPay - Smarter Way to Bank requests 30 permissions (6 sensitive) and bundles 11 third-party SDKs. Reviewing those alongside the developer helps you decide what you are comfortable granting.
The version FlyTrap analyzed targets Android.
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